Shopping Cart, Internet Merchant Account and Secure Payment Gateway
Your website comes with a shopping cart and state-of-the-art encryption to make the online shopping experience safe, simple, and quick.  However, in order to accept credit cards on your web site you must have an Internet Merchant Account and a Secure Payment Gateway.
 
An Internet Merchant Account is a special type of Merchant Account designed specifically to handle Internet transactions.  If you already have an Internet Merchant Account , it can easily be linked to your site.  If not, Prosperity Websites can help you obtain an Internet Merchant Account quickly and affordably.   Approval generally takes less than 24 hours.  Monthly fees are billed directly from the provider to you.
 
Your Secure Payment Gateway processes credit card information and links your Merchant Account to your web site.  Prosperity Websites will set up your gateway for you after you obtain your merchant account.
 
Your customers get the convenience, flexibility, and peace of mind that comes with a secure online payment. You have the convenience of taking credit cards and your customer's checks in complete security online, and of having the funds automatically deposited in your business checking account.
Internet Merchant Accounts From Prosperity Websites Feature....
 
  • Bank-approved merchant account
  • Credit card management software
  • The ability to accept all major credit cards (accounts initially come equipped to accept Mastercard and Visa.  You may set up other cards such as American Express and Discover at your own discretion)
  • Real time online payment transactions
  • Competitive transaction fees
  • Competitive monthly gateway fee
  • No hardware required
  • Funds deposited to your bank account within 2-3 business days
  • 3-day money back guarantee
  • The strongest security available -- secure server connectivity with 128-bit SSL encryption
  • Quick approval (generally within 24 hours)
  • Fast set-up (generally 10 business days)
To qualify for an Internet Merchant Account you must meet the following criteria:
 
  • You must have a checking account with a US bank
  • You must have a US address
  • You must not have been convicted of any money-related crimes (fraud, embezzlement, etc.)
 
Financial hardships, such as no or poor credit, bankruptcy or unemployment will NOT disqualify you for a Merchant Account.